Yep, you are going to have to get the car scanned with SDS. The error code will tell you what is wrong. Depending on what is wrong, it may just need to be reset, or it may need some parts to fix it. For example, if someone was working on the radio and had the top console panel (with the passenger airbag indicator) disconnected, and switched on the ignition, then it will store that error. Even though the panel was reconnected and is working, the SRS error light can only be cleared by SDS. Another common failure are the seat weight sensors. They end up having to be replaced when they fail. But again, you need to get the codes pulled. Call a few indy mechanics in your area and see if any have the equipment to read the errors.