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It wasn't hard at all!

Well, I saved up about $7k and financed my W140, initally my credit didn't qualify so I talked my friend into co-signing the loan for me. The key is to maintain a stable work history and have all your income documented in detail so the banks would be more incined to approve your loan. My friend acquired a W220 S420 with $10k down and 859.00 a month and it seems to be a worthwhile investment, I still prefer the W140 better than the new version S Classes, though. I used to own multiple cars myself but I found out that it's better to be distinquished in one BEAUTIFUL car than 2 or 3 Nice Cars. I hope my answer could be of help. Good Luck!
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