Hey Court. Here is a post that I did the day of the accident. It explains the whole scenario:How did you do that? Following too close good luck with that.
Yes, the driver of the other car did have insurance; however, in Ontario it doesn't really matter. We have "no fault" insurance. This means that, in the event of an accident, each cars insruance company pays for their own car's damage, regardless of fault. Therefore, in this case, it will be MY insurance company that will pay for MY car, even though I was considered 0% at fault. Ontario uses "no fault" insurance so that the number of big (and costly) court cases are reduced.did the driver of the other car have insurance?? If he did not, you should sue the hell out of him - at least go to court to place a lien on his properties to insure that your car gets repaired.
You are right . . . I am not responsible for this. Because I came to a complete stop before being hit from behind, I am considered 0% at fault. I knew exactly what the insurance company wants to hear because I work for one, and can look up all of the fault determination rules I do not see why you would be responsible for this.
Yeah, I realize that . . . I am quite certain that this is an insruance write-off. We bought the car with some rear-end damage, and I had a quote for $9000 to have it repaired (including replacement with brand new OEM parts). However, we were able to find used parts and a good body shop guy, and got it all fixed up for $4200. Other than the bit of rear-end damage, the car was mint and only had 20000 miles! If the insurance company writes it off (and I am certain that they will, because now there is like $13000CAN damage), then we are hoping to get the damaged car back as part of our insurance settlement. With taxes and everything we put into it, we paid $23000CAN. I am guessing that they could get $10000CAN for it at a salvage auction, so I think it would be fair if they gave us the car back, along with $12000CAN or so. I think we could get it repaired (using used parts and our cheaper autobody guy) for $6000CAN. This would give us our car back and a nice $6000CAN slush fund to put towards maintennance on the car! All in all, I am hoping to come out ahead in the end . . .This is going to cost you an arm and a leg to get fixed.
Yeah . . . I found someone in Toronto parting out a '95 S320, and I can buy the hood and grille assembly off of him for $1500CAN, which isn't too bad of a deal . . .Hi bdonkersgoed, I feel really bad for you.
You will definately need a new bonnet. Dont bother trying to have that fixed.
I brought about 60 digital pictures of the car to our autobody guy, and he said that he could easily fix the Quarter Panels . . .The two rear quarter panels are repairable. You can set them straight on a JIG.
I don't think that we will need to replace the front and rear bumpers. The rear bumper is actually quite fine, except for some scratches in the paint. . . I am pretty sure that we can have the front bumper plastic welded. I had my motorcycle fairing plastic welding, and I can't even tell now (and it was cracked all over the place!)The front and rear bumpers will need changing as will the grille.
I already checked this. The trunk floor is pushed in about half of a foot. When we first bought the car, the trunk floor was actaully worse than what it is now. The autobody guy was able to pull out the "crush" on his frame machine . . .Check your spare tyre bay. It will have crushed. You may need a new trunk floor panel welded in.
Actually, my guess is more like $6000CAN - $7000CAN using used parts (which is what our autobody guy told us). Using new OEM parts, it would probably come to about $13000CAN.My guess is $3000 for the repair (inc parts/paint/labour) on the cheap using a new grille, replica hood and second hand bumpers/rear light.
In Ontario, the car will have to pass a structural integrity test before it can be put back onto the road anyways . . .Well, just make sure you reinforce the structure damages that would be pulled back into shape. Since they have lost some of the strength in this accident.
I don't know HOW it is done, but I know that it MUST be done. Just another way for the Ontario Government to get another $200CAN out of us I guess . . .How do they do that?? Use a big machine to push it to see how much force before it break??[:0]