Just curious to see how many of you guys have collision insurance on your Benz's.
i actually don't, since i doubt my insurance company would estimate the value of my car over the deductible... but as long as i don't drive into any trees or deer, i should be okay. and if i do -- well, maybe that'll be the time to buy another, lower-mileage w126 that isn't rusty.
I do with $500 deductible. Have the same coverage for both vehicles. '02 Jeep Grand Cherokee and '91 560SEC. Collision and comprehensive. Multi-car, Anti-theft, Dual air-bags, Anti-lock brakes. Runs me a little over $1200 a year.
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Jay
Gulf Coast Coupes
'91 560SEC w/3pc. AMG wheels, clear corners, no cats
owned a '82 300SD
No comp or collision on any car. janos_z is as usual correct. The insurance company will find a way to screw you. Each payday I send a little to a savings account I keep. I've got enough in there to fix any damage I may cause myself (an incentive for me to not drive like a nut) or a hail storm or a falling tree...
If one of the cars gets totally destroyed there's enough to go towards another car.