Originally Posted by theonlybiker111
so they force you to have liability insurance on your car, why not your gun?
look up the stats on how the guns find their way on the streets.
it's from residential burglaries!
people owning guns, not securing them in a safe, no gun locks and they end up being used by and sold by .. criminals.
hmm? there should be fines for people owning guns, unsecured in their homes! period.
all you NRA people HAVE to agree.
you might as well just give the guns to anyone walking on the street.
it'll save you from replacing your door jam or window glass.
Huh? So a criminal breaks into your home, even cuts open your safe and steals your gun and the owner is responsible? How come you want to coddle the criminals?
Contrary to your viewpoint, MOST guns get on the streets because criminals buy them, not ransack residences looking for them. The vast majority of guns in the hand of law-abiding citizens (that do not use them as part of their job) are not fired outside of target practice. The Illinois law seeks to require everyone to carry that kind of insurance for the exceedingly rare occasion when a gun is accidentally discharged and an innocent party is injured or killed.
That said, I agree with you that gun owners should be responsible and should be held liable when their irresponsibility leads to the unspeakable tragedy of a child finding a gun and killing himself or another. Whether all gun owners (including the responsible ones) should have to purchase liability insurance is another question altogether.
The final place your logic breaks down is the insurance itself. There is usually a short tail on liability following a criminal act, assuming the insurance covers it in the first place. Look at your car insurance policy. If your car is stolen and crashed, typically your insurance will not cover other parties, they'll get you your check for your car but if others are injured by the criminal while he's driving your car, usually they decline coverage for damages resulting from the intervening criminal act. Same thing for stolen guns, if a gun was stolen and three months later a store clerk is shot with it, the insurance company is going to decline liability.