Date registered: Dec 2003
Vehicle: 94 E500, 97 500SL
Location: Soddy Daisy, TN
Mentioned: 2 Post(s)
Quoted: 113 Post(s)
Credit crisis averted
Noticed a transaction on a VISA card for $300 to a remote drug store on Monday, along with a $1 Napster charge or two, both listed as pending, so I decided to check back yesterday to see if they disappeared. Got an email before I got to it about unusual charges appearing, and, sure enough, there were multiple Napster charges and a $1100 appliance store purchase that had been refused with the account locked down. Called the card company, and they closed the account, put a stop on all the extra charges, and are sending the new cards.
The wife and I remain in possession of our cards, now defunct. I shred every receipt (they don't have the account # on them anyway), don't get a paper statement, don't click on links in phishing emails, have active spyware, etc. Not sure how they got enough account information to make charges, but they did. Thankfully, Bank of America was on the prowl for this with good detection techniques.
Likely a democrat electing to liberate some of my money . . . (pun intended)
Any other experience with this out there?