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post #1 of 14 (permalink) Old 10-22-2008, 09:02 PM Thread Starter
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Credit crisis averted

Noticed a transaction on a VISA card for $300 to a remote drug store on Monday, along with a $1 Napster charge or two, both listed as pending, so I decided to check back yesterday to see if they disappeared. Got an email before I got to it about unusual charges appearing, and, sure enough, there were multiple Napster charges and a $1100 appliance store purchase that had been refused with the account locked down. Called the card company, and they closed the account, put a stop on all the extra charges, and are sending the new cards.

The wife and I remain in possession of our cards, now defunct. I shred every receipt (they don't have the account # on them anyway), don't get a paper statement, don't click on links in phishing emails, have active spyware, etc. Not sure how they got enough account information to make charges, but they did. Thankfully, Bank of America was on the prowl for this with good detection techniques.

Likely a democrat electing to liberate some of my money . . . (pun intended)

Any other experience with this out there?

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post #2 of 14 (permalink) Old 10-22-2008, 09:05 PM
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sorry, ftl.
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post #3 of 14 (permalink) Old 10-22-2008, 09:06 PM Thread Starter
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Nah, he told me his servers are secure.

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post #4 of 14 (permalink) Old 10-22-2008, 09:07 PM
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Probably an out of work (Republican) banker, looking to cash in on his insider knowledge of former client's sensitive account information. You can bank on it.
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post #5 of 14 (permalink) Old 10-22-2008, 09:09 PM
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Probably an out of work (Republican) banker, looking to cash in on his insider knowledge of former client's sensitive account information. You can bank on it.
U B PREJUDICES & U R CHEAP 2 BOOT.
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post #6 of 14 (permalink) Old 10-22-2008, 09:12 PM
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Had that with Discover a while back....they called us, we never knew. Same thing; sent new cards right away.
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post #7 of 14 (permalink) Old 10-22-2008, 09:12 PM
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U B PREJUDICES & U R CHEAP 2 BOOT.
BINGO!
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post #8 of 14 (permalink) Old 10-22-2008, 09:20 PM
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BINGO!
I knowed it...
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post #9 of 14 (permalink) Old 10-22-2008, 09:40 PM
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If you traveled with the card and used it at a restaurant you are un familiar with, it is possible they swiped it with a black box and cloned it from that. That problem is pretty rampant in NYC.

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post #10 of 14 (permalink) Old 10-22-2008, 09:48 PM
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Just last week I had an e-mail from Citi (one of my credit card companies) about some unusual activity. I was busy and didn't have time to check, but got a call a few days later asking about several specific charges they believed to be bogus. They were correct and immediately canceled the card and FedEx/overnighted three new cards to me (each of my kids has one too). They arrived the next morning. They asked me to identify all charges on my next statement that are not mine. I've had this happen a couple other times over the past ten or so years, and am very impressed the CC companies.

Don't believe everything you think
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