I don't want to and I don't need to.
With a child on the way, you might find things change. Insurance will go up, utilities will go up, food will go up, saving for college will start. Your job is dependent on taxes, whether from direct utility or area. In a recession those tax models can change as people decide to turn off city water or just quit paying because they can't. As businesses fold, THEIR contributions to that base reduce.
There is more to this economic world that "what you can do with your hands". Welcome to the 21st Century.
If I lived ANYWHERE near my limits I might be worried about those changes, and haha like I'm gonna let my kid go to college....
If my job goes away I will focus on one of my other sources of income. I diversify through my tradeskills instead of investments. Investments can fail, but the more tradeskills you know the more valuable you will always be.
Like I said again. If it all folds I will farm my own food, drink from the creek, and live in a teepee.
It's a big world out there, killer. Any tool can poke you in a painful place if you don't know how to use it.
If you started and operated a business without credit, and I did the exact same thing using credit wisely, I will financially out-perform you every single way you care to measure it. There are no merit badges for owning things outright, sucker.
Yes Yes you are right about one thing. You WOULD outperform me financially. I am not concerned with WINNING the MOST I only need to succeed. This concept of OUTPERFORMING financially is why we have CEOs making millions of dollars. I only need about $35k to survive with my current expenses though so as long as my business profits that much I am good. You can take your stolen profits and run with them all you want. I bet I get the kharma merit badge for not stealing from the American people though.