2 parts. (A)Claims coverage denied!!!??? (B) Fixing it to be perfect.
Have I missed something here?
Are you telling me the Insurance company denied your claim because they claim you were not covered under the collision (less your insurance deductible?) because the billing dates got changed or something?
If there is something like that going on, (a claims coverage question) the question that comes to my mind is if they are acting in bad faith...
Do they claim your collision policy was not in force or effect at the time of the date of loss? Is it not up to them to supply convincing reasons why you were out of trust, or not covered? Are they not supposed to inform you in writing that you are no longer covered, or do they wait till you have a wreck then deny you coverage? Sounds like it could be bad faith.
That is California insurance law, you need to dig a little here, we have an Insurance commisioner, a Dept of Consumer Affairs, and watchdog agencies.
I am getting a subtext here that you may think you have been denied coverage, and so now you are trying to fix your car cheap, because of that; please say I misread something.
Fill us in - what is missing here?
As to the car, it should be repainted in its original color. Cars can sometimes be "saved" from being a total loss by using second hand parts; for example in your case, a HUGE bundle could be saved by putting a used "front clip" (front end consisting of bumper, headlights, valances, hood and fenders, ect.) taken from a junkyard, and bolted on to your car.
Excuse me for sounding a little racist, but in my California experience, I have found some of the VERY best body and paint work on cars to be done by Hispanic and Mexican workers and shops.
For some reason, a high percentage of these people are real professionals, magicians, artists, and really quality workers, at discounted prices, especially compared to run of the mill body shops and dealer body shops, where pride in the workmanship is much less.
Proof of it can be seen in the beautiful body, custom and paintwork seen on the "Lowrider" machines everywhere in Southern California. It is a form of "Orgullo" (pride) to show off the car in a state of beauty, as nice as it can look.
Make your car an "orgullo" candidate, I am sure carefull shopping and asking around will find you a great body and paint shop to work with, especially since you are so fortunate to be right there in the heart of it all, Southern California, near the border too, where theree should be no shortage of great, Mexican and Hispanic owned body shops around everywhere..
I don't know how handy you are about prepping the car, for painting, but if you remove all trim yourself, have the car sanded ahead of time, and a good used front end clip ready, all the body shop would have to do is spray the car and button it all up.
You would save a FORTUNE approaching it that way.
This whole thing could cost you a LOT less than you think it would, to have it back on the road in its original color, if you approach things carefully and cannily...
<--- superschnelle 300 hp 10:1 ECE euro HV, Hochverdichtung = high compression (11/2011) ... Wie im Freien Fall. Nur horizontal.
"I swear to god, it's like I live in a trailer of common sense, and stare out the window at a tornado of stupidity." >'='<
Last edited by cascade; 11-14-2007 at 02:43 PM.