Date registered: Aug 2006
Vehicle: PM me to Join the Expat Muslims for Obama Club........
Location: Jakarta, Indonesia
Mentioned: 0 Post(s)
Quoted: 3 Post(s)
This thread will not be much use to those that live in the States except it does give you an idea of what health care costs outside of North America. But it could give some who live outside of North America an idea of good insurance coverage from an international company that is good value for money.
So living in Indonesia you have to have health insurance preferably with a allowance for a medi-vac service to take you out where you can get proper health care. Years and Years ago I signed up with Danmark International and the premiums were around USD 600 a year with 1 million USD worth of coverage anywhere in the world except for the USA and Canada. Along the years as I got older the premiums have increased and as of last year around this time I paid a premium of USD 2300 for my coverage and the same coverage with the same amount (1 million USD) for my 28 yr old wife.
As most of you know I have under gone 2 stays in the hospital this year 1 for a large kidney stone (2.1 cm in length) which the stay due to complications lasted around 35 days and another which I have just recently been discharged for a kidney transplant which that stay lasted 32 days, both stays at Mount Elizabeth hospital in Singapore.
The first stay cost the insurance company 108,000 SGD which works out at todays exchange rate of USD 74,000 and the kidney transplant will cost Danmark Insurance a total of SGD 255,000 (about 174,000 USD). So this year I would estimate that they will have paid and or reimbursed me for medication and doctors visits appx. 275,000 USD. As I am very aware of this I was concerned about the renewal coming at the end of this month, I have been told that renewal did arrive at the house and the total for renewal under the same conditions (1 million USD each for my wife and I) for another year is USD 2600 this time around.
Investing in these guys years ago has really paid off this year. So anybody got better rates than this?