Originally Posted by drewprof
I got it back
It was in an alley not far from my house. Yesterday I even biked by there looking for it
The people that lived there called the police that they saw a van parked in the alley and that "it did not belong there"
A police officer came to my door told me the news and gave me a ride to that alley. The van was fine outside but one of the rear seats is missing and of course the ignition tumbler was out and broken as well as the driver side outer lock. I used a knife I found on the floor that they must have used and started the van, drove it home and parked it. Now I am waiting for the Insurance office to open to tell them the news. Maybe I should not put a claim for damages and fix it myself so my rates won't go up, what do you think?
Thank you all for the concerns, I am really touched
out of pocket loses.
GREAT, you got it back.
Probably the last word around here on this is our resident little
insurance agent Chill_Babe, but an auto theft will be a comprehensive claim, (should you elect to make one) NOT a crash or collision, do you really have a $1,000 deductible on comprehensive, for it? What does your policy declarations page read?
I'm guessing the typical comprehensive deductible would run about $100-$250; what is yours really?
I don't think the underwriters would jack your rates for a single comprehensive claim,(unless it caught fire five times, parked in the same place)!!
Loathe as you may be to admit it, I'd bet that Kamil is right about the racial identity of the person(s) that stole the van though.
Might be worth a call to the Police to see if they'd like to dust the van for prints, in hopes of apprehending the thief, or establishing a nexus with the home burglary and your van. Just a thought. If they catch the guy who took your car and convictg him, the Judge could order restitution for your loss (won't work if he goes to State Prison) and lots of luck collecting it. IF he got probation with restitution, though, failure to pay it is a hammer over his head, he could get revoked for failing to pay it, and sent to State Prison, where he won't have to.
Probationers HATE the idea of prison, it's worse, much worse than County time.
(Frankly, I was astonished to read about all this. I thought you were very well off, judging from the pictures of your home, it looked like a real mansion, quite imposing, to me)