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post #31 of 59 (permalink) Old 01-04-2007, 07:01 PM Thread Starter
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Originally Posted by DaveN007
Try Costco.com and get a quote from Ameriprise.
More proof posts don't get read. I did try them, they were higher than 21st by a decent margin (roughly $200 a year as I recall).

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post #32 of 59 (permalink) Old 01-04-2007, 07:05 PM
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post #33 of 59 (permalink) Old 01-04-2007, 07:07 PM Thread Starter
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Originally Posted by maine_coon
Nope, I am at the bare minimum, whatever they are in CA.

Might be quite stupid of me too, I will reconsider next year when one of my drivers hits 81.
I was at the minimums (15/30) when I moved here, but considering that one accident can outstrip those limits very easily (think about all the expensive cars here in the bay area, not to mention personal injuries) I jumped up. I would never call you stupid (that's reserved for only a few people in the world, of which a couple may actually be on BW!!) but if you're in anything more than a minor fender-bender you could easily end up with a fat judgment against your house and bank account. That's not at all where I wanted to be.

I'd respectfully suggest you look at bumping it at least to the 25/50 level. The buy-in really isn't that steep. Heck you're already with LM, use their website and check it out!!

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post #34 of 59 (permalink) Old 01-04-2007, 07:09 PM
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Originally Posted by gregs210
I was at the minimums (15/30) when I moved here, but considering that one accident can outstrip those limits very easily (think about all the expensive cars here in the bay area, not to mention personal injuries) I jumped up. I would never call you stupid (that's reserved for only a few people in the world, of which a couple may actually be on BW!!) but if you're in anything more than a minor fender-bender you could easily end up with a fat judgment against your house and bank account. That's not at all where I wanted to be.

I'd respectfully suggest you look at bumping it at least to the 25/50 level. The buy-in really isn't that steep. Heck you're already with LM, use their website and check it out!!
Greg,

Thanks for the tip. I will.

Meanwhile I'll let my guarding angel to take care of that, until September.
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post #35 of 59 (permalink) Old 01-04-2007, 07:16 PM Thread Starter
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Originally Posted by maine_coon
I will reconsider next year when one of my drivers hits 81.
I didn't know you added Bagira to the policy!

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post #36 of 59 (permalink) Old 01-04-2007, 07:18 PM
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Originally Posted by gregs210
I didn't know you added Bagira to the policy!
She looks 81 to you? Oh mine I have to be jailed for the treating of her.

Do you know we are prohibited to call cats and dogs "pets" here in SF?

We have to call them "companions".
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post #37 of 59 (permalink) Old 01-04-2007, 07:18 PM
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post #38 of 59 (permalink) Old 01-04-2007, 07:33 PM Thread Starter
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Originally Posted by maine_coon
She looks 81 to you? Oh mine I have to be jailed for the treating of her.

Do you know we are prohibited to call cats and dogs "pets" here in SF?

We have to call them "companions".
Nah, I just figured she was so well-treated she carried her age -- in people year equivalency -- very well.

If you have to call them "companions" that means in the next couple of go-rounds with the legislature you'll be able to marry them. As long as they're the same gender, of course.

And if they're not pets, under the new laws that took effect on 1/1 you probably can't drive them around while they're in the trunk.

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post #39 of 59 (permalink) Old 01-04-2007, 07:47 PM
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Originally Posted by maine_coon
Greg,

I am with Liberty Mutual.

Paying about $1K a year for 4 cars and 3 drivers. Only Benz has two-sided though w/$500 deductible.

Now, chill_babe, can you beat this?

My credit score is about 750, no tickets, claims or accidents in the last 5 years.

Well if you have 3 drivers, assuming one being your wife? I'd have to run her MVR & credit in order to list her on the policy. So...how is her score? Any accidents, tickets? You have full coverage just on the Benz and liability on the other vehicles?
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post #40 of 59 (permalink) Old 01-04-2007, 07:52 PM
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Originally Posted by chill_babe
Well if you have 3 drivers, assuming one being your wife? I'd have to run her MVR & credit in order to list her on the policy. So...how is her score? Any accidents, tickets? You have full coverage just on the Benz and liability on the other vehicles?
Her credit is perfect, maybe even better than mine ( I am taking care of that ). No tickets/accidents in the last 5 years. Full coverage just on Benz. Liability on Corolla, Stealth and Caravan.
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