| RE: Insurance
I do not believe this. When I changed homes, I got quotes for home and auto insurance. USAA informed me that they would not write my G, but they could write it in their classic division. Stated value, but locked up and less than 2000 miles a year.
I was not interested. They are a good insurance co. but they are too strict. They would not write my new (to me) house either because there is polybutal pipe in the basement.
If you go with a stated value policy you only get up to the stated value!! You are not guaranteed that amount. You need appraisals and lots of photos. Also alot of written details if a restoration is involved.
As to your question # 2, I would get an appraisal from a good company. They can be found by calling a couple of local insurance cos. and ask them who they use. |